Alabama’s beaches lie along the Gulf Coast, adjacent to Florida’s famed Panhandle beaches. The shores here are sugar white, with emerald-colored waters, and the weather is typically warm, without growing quite as hot or humid as Florida’s summer seasons. Retirees will also find world-class golf courses throughout Alabama, including the Robert Trent Jones Golf Trail, comprised of 11 courses and 468 holes.
Retiring in Alabama grants residents a number of financial boons, including a cost of living 10% lower than the national average, and a top state income tax of 5%. Additional tax benefits retirees can take advantage of include exemptions for Social Security and pension income, and a lack of property taxes for homeowners over the age of 65.
Cons: High levels of poverty throughout state.
Best For: Beach lovers
Cost of Living: 10% lower than national average
Median Home Cost: $117,200
Top State Income Tax: 5%
There are downsides to living in Alabama, chiefly, a higher than average poverty rate, and a large segment of the population plagued by obesity.