Eureka, California – Retirement Guide

Eureka, California   Retirement Guide

Retiring along the California coast can be a pricey move, but Eureka remains one of the state’s anomalies: a small, affordable, waterfront town in Northern California. This port town of just over 27,000 residents was left remarkably untouched by the massive development that razed and rebuilt much of Southern California’s coast.

Set along Humboldt Bay, the town boasts a quiet charm, complete with well-preserved Victorian, Colonial Revival and Greek Revival architecture found throughout the welcoming neighborhoods.

Unlike many parts of California’s coast, housing in Eureka is astonishingly affordable — median home prices lurk around $200,000 and the cost of living is slightly less than the national average.

The town’s Victorian homes are plentiful; Eureka could be a good option for retirees hoping to move into or renovate this style home. Eureka tends to attract artists, writers and other creative types and has a very laid-back appeal.

The town is located in the midst of redwood forests and near the Humboldt Bay National Wildlife Refuge, meaning backpacking, hiking, biking, fishing and bird-watching are all popular activities.

Pros: Affordable coastal town, artsy and outdoorsy vibe
Con: Cooler year-round weather, earthquakes are possible

At a Glance:
Best For: Arts and Outdoors lovers
Population: 27,217
Cost of Living: 3.6% lower than national average
Median Home Cost: $200,000
Unemployment: 10.1%
Top State Income Tax: 13.3%
Crime Rate: 43.6% higher than national average

Cultural organizations and festivals keep the town’s residents enriched and active, including Morris Graves Museum of Art, the Redwood Coast Jazz Festival and Blues by the Bay festival.

This quiet town has shops and restaurants, though not as many as some larger communities, which can feel isolating for some retirees; but for those seeking a peaceful locale away from crowds and traffic, it can be ideal.

One thing for retirees to be aware of is Eureka’s lack of typical California weather. Temperatures can hover in the 50s and low 60s throughout the year. Another concern can be earthquakes, which do occur in the region.

Top Retirement Cities in California:  Eureka Palm Springs | San Diego | San Luis Obispo

Photo by Ryan Filgas via Flickr. All statistics were up to date as of publication. See these sources for the most current data.