Beyond the university’s campus, Ames lies in the midst of nearly 40 parks, many of which are connected by almost 60 miles of hiking and bicycling trails, as well as a number of golf courses. While outdoor activities are ample though much of the year, retirees should be aware that winters in Ames can be frigid.
Ames boasts a low cost of living, low crime rates and a median home price of $163,500. Retirees who’d like to work in retirement might find themselves in luck in Ames; the town’s unemployment is an extremely low 3.3%, and the university is one of the top employers. Still, retirees should be aware that the state’s top income tax rate is high, at 8.98%.
Con: High state taxes
Best For: College town lovers
Cost of Living: 7% lower than national average
Median Home Cost: $163,500
Top State Income Tax: 8.98%
Crime Rate: 35% lower than national average