Much of the state is flanked by water, including the Chesapeake Bay and Atlantic Ocean, giving retirees a number of charming waterfront towns in which to settle. Boating, fishing, sunbathing and beach combing are all popular activities. There are also a number of lush parks with hiking and cycling trails found throughout the state.
For retirees seeking a more urban environment, Baltimore can be a bustling alternative.
The city is home to a number of universities, museums, historic sites and excellent hospitals, including Johns Hopkins Hospital.
Con: High cost of living and overall tax burden
Best For: Water lovers
Cost of Living: 20% higher than national average
Median Home Cost: $229,700
Top State Income Tax: 5.75%
Other popular communities for retirees include Annapolis, where the esteemed U.S. Naval Academy is located, and which has a colorful and convivial small-town atmosphere. Retirees are also attracted to beach towns like Ocean City, or smaller, rural areas such as Leonardtown.
Another Maryland perk is its proximity to large, metropolitan areas. Washington DC, Philadelphia and New York City are all an easy train ride away from many Maryland towns.