Utah – Retirement Guide

Utah   Retirement Guide

Top Retirement Cities in Utah: 

St. George

Utah is blessed with some of the nation’s most spectacular scenery, and is home to 5 National Parks, including Zion and Bryce Canyon, making retirement here an outdoor lover’s dream. As a retirement destination, Utah offers a wealth of activities for active adults; within the state’s borders retirees will also find national forests, world-class skiing in Park City and Deer Valley, the Great Salt Lake, Monument Valley and Lake Powell.

A number of destinations in Utah, like the ski resort town Park City, can be extraordinarily pricey, which is often a deterrent for retirees. Still, these expensive enclaves are not necessarily the norm.

Utah’s cost of living is estimated to be only 3 percent higher than the national average, and the median home price in the state is $208,400. Other good news for retirees is that the state’s unemployment rate is only 4.9 percent, which may entice folks hoping to find a job after retirement.

Utah has a flat, 5 percent income tax rate, however, retirees should be aware that the state isn’t considered particularly tax friendly.

Pros: Stunning scenery and home to 5 National Parks and excellent skiing
Con: Social Security benefits are taxed

At a Glance
Best For: Outdoor lovers
Population: 2,817,222
Cost of Living: 3% higher than national average
Median Home Cost: $208,400
Unemployment: 4.9%
Top State Income Tax: Flat 5% income tax rate

Social Security benefits are taxed in Utah, although there is a retirement-income tax credit for eligible seniors which may help ease the burden.

While nature lovers are certainly at home in Utah, culture lovers will feel just as comfortable. Towns like Salt Lake City feature several museums, theaters and live performances, as well as the famous Sundance Film Festival, which draws thousands of movie aficionados to town.

One important thing for retirees to be aware of is Utah’s prominent Mormon population. More than 60 percent of the state’s residents are Mormon, and this influence can come as a culture shock to some new residents. Still, some towns, like St. George or Park City are more religiously diverse.

Weather in Utah varies a great deal from the north to the south, and into the mountains. Summers are typically mild, but can be very hot in Southern Utah, while winter can be cold and snowy, particularly in the mountains.

Top Retirement Cities in Utah:  St. George

Photo by Jean-Christophe BENOIST via Wikimedia Commons. All statistics were up to date as of publication. See these sources for the most current data.